We have over 20 years of experience and being in business for 18 years. Impeccable is able to accommodate clients from all around the world with two physical locations. Impeccable Credit Services takes a unique approach to our restoration process.

How To Verify A Credit Repair Company

Life Wisdom partners with SmartCredit, a credit monitoring company that offers interactive credit reports accessible through a mobile app. Long Beach Credit Repair serves clients in Los Angeles and the surrounding areas. The company helps improve credit scores by removing inaccurate information, including bankruptcy, late payments, collections, and judgments. Clients also receive assistance on matters such as student loans, identity theft, and debt settlement. The credit restoration company’s team of credit experts also educates clients on managing and maintaining their scores.

Trustpilot indicates that it “removed a number of fake reviews for this company.” This could call its reviews on other sites into question too. Ask about money-back guarantees if you aren’t satisfied with the services, and avoid companies that guarantee results, as this is illegal. You should know your rights before you contact any credit repair company.

How Long Does Credit Repair Take?

While the company’s reviews are positive overall, some dissatisfied customers complain about a lack of results. Basic packages sometimes don’t include filing disputes with all three credit bureaus, or the number of disputes per month may be limited. Research the credit repair company’s process to know what to expect. Ensure you understand how long it may take to see a difference in your credit score. The offers that appear on this site are from companies that compensate us. But this compensation does not influence the

Free Online Credit Assessment

But for those with significant credit issues, working with a credit repair service could save you time and potential headaches. Credit Saint offers unlimited challenges to the credit bureaus with its Clean Slate plan, which costs $139.99 per month, plus a $195 initial work fee. More challenges can mean more opportunities to dispute negative credit report items and a faster process overall. The company indicates it offers challenges to the three credit bureaus with its less expensive plans, but it doesn’t disclose its monthly limits. Any type of credit repair you choose can potentially help you identify and fix inaccuracies in your credit report.

They’ll determine variables that negatively affected your credit file. If credit card debt is holding you back, learn if a Debt Management Plan can put you back on the path to financial wellness. If you suspect you’re a victim of a credit repair scam, you can file a fraud report with the FTC. You may also choose to file a report with your state attorney general’s office or a local consumer affairs authority. You can compare secured credit cards like the Quicksilver Secured Rewards or Platinum Secured cards to see if one might fit your needs. A person’s credit history comes from their credit activities, both positive and negative.

Upon getting started with us, we design a full-proof strategy for the success of your credit repair campaign. Not all lenders use Experian® credit files, and not all lenders use scores impacted by Experian Boost®. The credit card offers that appear on this site are from companies from which FinanceBuzz receives compensation such as banks or CardRatings.com. Credit card interest rates are usually higher, car insurance premiums can be more expensive, and even utility bills can be pricier if you have not-so-great credit. Paying a professional to help clean up your credit could be the difference between costing or saving tons of cash. It’s important to know what red flags to look for when dealing with credit repair companies.

But the good news is that the effects of negative information may lessen over time. Did you notice that the intervention of a credit repair company isn’t mentioned? Online reviewers rate the company 3.83 out of 5 stars on its BBB page. However, its Trustpilot page was shut down recently because it didn’t follow the site’s guidelines.